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Financing

A prerequisite for the establishment or expansion of any business is to have capital finances, however it is not always viable to have these finances availble at your disposal. Rock Solid Projects Group provides assistance to its clients in attracting international financing, each project is considered individually, taking into account the specifics of the business and plans for its development.

There are several basic methods of financing, which may also be combined, depending on the client's individual needs, as well as the conditions of the lending bank:

  • Investment projects and long-term loans - occupy a significant place in the investment market.The purpose of this method- expansion of existing businesses, increasing its effectiveness, through the acquisition of fixed assets or restructuring of assets and liabilities. Credited amount varies in the amount of 1 million to 30 million euros for a period of 1 to 10 years; 
  • Short-term loans - is financing for a period of 3 months with a flexible pay back schedule, refund of the amount at the end of the term and overdraft. It is an effective solution to improve cash flow or for a small investment in fixed assets;
  • Lease financing - for this type of financing, there are several different arrangements. The loan amount of 1 million dollars for a period of 5 years. Availability of commercial leasing, which will provide the fixed assets for profit or cost of optimization.  Amount - from 100 thousand USD, Term 3-5 years (depending on the object of lease);

Amount of the loan, term of the loan and the interest rate are individual for each project. Financing of investment projects in the amount of the loan is granted up to 85% of the contract amount in installments according to the schedule of the project. Interest is calculated on the actual received amount . The possible benefits of loan repayment: the postponement of principal payments, flexible repayment schedule, time-bound implementation of the project completion.

In sum contract includes all costs: design, supply of complete equipment, installation, training, insurance and other expenses.

Customer at its own expense is responsible for the cost of the preparation of project documents, business plan, technical - economical justification of the investment project (which is a separate agreement, after payment of this work will be deducted from the total project cost). Customer is responsible for land acquisition, permits for the use of gas, electricity, water, and maintenance of personnel crew during the construction period.

Requirements of the Financial Institution to be met by the Customer:

  • Customer must provide a guarantor (surety);
  • Have a stable business in the last three years;
  • Do not have lawsuits, leading to bankruptcy;
  • Have the financial ability to implement a project on the above conditions.

To contact your bank to prepare project financing requires the following documents:

  • Business - plan of project;
  • The project is a commercial contract;
  • Statutory and registration documents (the borrower);
  • Statutory and registration documents guarantor (surety);
  • Borrower's financial statements for the last three years and the current reporting period;
  • Financial statements of the guarantor (surety) for the last three years and the current reporting period;
  • Techno - economic feasibility of the project;
  • It is desirable to have the contract for the future of manufactured product or service.

Provision of credit to a particular project requires the signing of a separate agreement between the bank and the exporter.

At the time of processing for project financing a financial institution may require additional documents from the borrowor.    

We take the entire burden of preparing and conducting the process of attracting international credit funding..